Marjorie began her career as a commercial insurance broker and agency owner in Northern California and now has more than forty years in the industry. Marjorie is co-founder of The Insurance Community/University and president of Segale Consulting. She is an instructor and consultant to ICU and, additionally, acts as a risk and insurance consultant to commercial enterprises, insurance agents/brokers, insurance companies, public entities, and risk-sharing pools. In addition, Marjorie acts as an expert witness on insurance agents and brokers’ standard of care and as an expert consultant to attorneys involved in insurance-related litigation. Marjorie is a member of the American Association of Insurance Management Consultants (AAIMCo).